We here discuss some of the bank exams to take after graduation. One of the fastest evolving industries in India is banking. Also, it is known to be the sunrise sector of the Indian Economy. With time, the government has reached out to the town and villages with its banking facilities. This sector is growing pretty fast and also requires manpower at its various levels.
TOP JOBS AT THE BANKING SECTOR
Bank PO or Probationary Officer: This a bank’s managerial position. You are going to be trained for 1-2 years and following the training, you will be designated as the Deputy Manager or the Assistant Manager. The salary of Bank POs range from 30,000-40,000. This varies from one to post to the other and also from one bank to the other.
Specialist Officer: Banks are known to hire people for special profiles such as HR Officer, IT Officer, Finance Officer, Marketing Officer, Agriculture Officer, Law Officer, and many more. Generally, the starting salary and the grade of these Specialist Officers are as equal as the probationary officer.
Bank Clerks: It is evident from the name itself that this is a clerical position. It is an entry level job. The salary of a bank clerk ranges from around 20000-25000. This too varies with positing location and banks.
Every year, the government recruits over 1, 00,000 people in the banking sector for different roles. Thus, when it comes to employment, this can be considered to be the most lucrative sector when it comes to securing a government job.
AFTER 12TH COMMERCE, SCIENCE, AND ARTS COURSES TO TAKE FOR BANKING JOBS
The commerce stream is well-associated with the banking sector. Previously, students from other streams hardly used to opt for banking jobs. It was dominated by the students from the commerce stream. However, with time, things have changed. These days, someone who has a Bachelor’s degree will be able to become a PO. Hence, students from Arts, Science, and Commerce can easily get into the banking sector.
In case you want to be Specialist Officer, you have to make sure that you have a relevant degree for the post.
BANK JOBS FOR LAW GRADUATES
If you are a law graduate, you can apply for the post of law officer in the Special Officer cadre. In order to be eligible, you will have to be 20-30 years of age. You should also have Bachelor’s Degree in Law and should have enrolled as the advocate with the Bar Council. The candidate has to be citizen of India.
BANK JOBS AFTER 30 YEARS
Unfortunately, anyone who is above 30 years of age will not be eligible for a job in the banking sector.
Bank Jobs After Class 10
Banks are known to hire candidates who have passed out only class 10 for filling-up low rnaking positions such as multipurpose staff, sweepers, and other small posts. These jobs are generic. The exams are very competitive considering as it requires minimum educational qualification.
SYLLABUS FOR THE BANKING EXAMS
The government conducts written exams for recruiting people into the banking sector. These test usually ask questions for testing the General Aptitude of the students. In the Prelims 100 questions included in 3 different sections, English Language for 30 marks, Quantitative Aptitude for 35 marks, and Reasoning Ability for 35 marks. In the main exam, however, the questions asked covers Reasoning Ability, Quantitative Aptitude, English Language, Basic Computer Knowledge, and General Awareness.
Let’s take a look at the syllabus,
- Reasoning Ability: Logical Reasoning, Sitting Arrangements, Input Output, Tabulation, Ranking and Alphabet Test, Alphanumeric Series, Coding Decoding, Coded Inequalities, Data Sufficiency, and Non-Verbal Reasoning.
- Quantitative Aptitude: Percentage and Average, Number Systems, Profit and Loss, Ratio and Proportion, Simple and Compound Interest, Mixtures and Allegations, Surds and Indices, Permutation Combination and Probability, Mensuration, Data Interpretation, and Quadratic Equation.
- Current Affairs: Economical Current Affairs, Bank News, New Appointments, Agreements, Business News, Awards and Honors, Government Schemes, national and International, Summits, Books and Authors, Committees, Sports, Defense, Reports and Indexes, and Obituaries.
- English Language: Close Test, Sentence Correction, Reading Comprehension, Vocabulary, Para Jumbles, Error Spotting, Paragraph Completion, and Multiple Meaning Words.
- Computers: History of Computers, Number System, Database, Software, Hardware, Networking, Communication, Internet, Virus, Security Tools, Hacker, MS Office and MS Windows, Logic Gates.
- Banking: Function of RBI, RBI, Banking Regulation Act 1949, Banking Abbreviation, Negotiable Instruments Act 1881, Policy Rates, Financial Inclusion, Banking Ombudsman Scheme 2006, Priority Sector Lending, Policy Rates, Capital Market, and Money Market Instruments.
ELIGIBILITY FOR BANK EXAMS
One of the primary things that are considered during the recruitment procedure is whether the candidate has passed graduation. The aspirant should have completed the graduation with a good percent in any discipline. For SC, ST, and PWD, the minimum required marks is 55%.
Eligibility Criteria to Appear for the Clerical Examination
- The candidate has to be a citizen of India
- For the clerical post, the candidate has to be a graduate and should have passed class 12 with more than 60% mark.
- In certain banks, the minimum qualification required in 10+2, while the maximum age limit is 25 or even less than 25. However, in such cases, the diploma degree candidates having excellent practical knowledge is going to be hired.
- The candidate has to be within 18-28 years of age and the relaxation age for SC, ST, PH, and OBC, or the other reserved category.
- The average salary for an entry level clerk is 140,000 INR.
Eligibility Criteria to Appear for the PO Exam
- The candidate has to be a citizen of India.
- The candidate should be a minimum of 21 years and maximum of 30 years.
- To appear for the exam, the candidate needs to have a degree from a recognized university with aggregate marks between 55%-60%.
- The candidates need to have a good idea about computers, particularly MS Office.
- The average salary received by a PO per annum is 200,000 and can make up to 50,000.
HOW TO PREPARE FOR BANKING ENTRANCE EXAMINATION AFTER GRADUATION?
Banking jobs are considered to be high profile jobs and getting through might be much tougher than you know. Every year several aspirants are applying for the exam and only a handful of them are able to make to the finals round. This selection doesn’t depend on the fact that the candidates had the privilege of coaching centers or had been blessed with the required intelligence. It is about being diligent with what you are doing.
The preliminary exams are almost the same but the main might vary. However, knowing the pattern of exam is not the only way to plan for your preparation. You need more than this. It is necessary to be aware of the exam syllabus, too. All banking exams follow the exams that have been mentioned above. Make sure that you are updated with the topics that are included in the exam. This will help in preparing a plan for the exam.
When you have an idea about the exam pattern and syllabus, it is time to take action and start with the preparation. Here are some pointers that you need to keep in mind while preparing for the exam.
- Avoid underestimating yourself. You should believe that you can do and you will be able to.
- You should always be ready to take up any question that is thrown at you.
- Be aware of your weaknesses and strength.
- Avoid starting with mock test just after the preparation, opt for topic wise easy quizzes. Try out the mock test when you have already covered half of the topics.
- Make sure that you set a time for the mock test. This will help you with the real-time exam when you are under great pressure.
- Create a study plan and make a comprehensive timetable.
Let’s take a look at how you can prepare for the bank examination according to the topics.
Given below are some tips that will help you to prepare for the quantitative exam.
- Make sure that you follow the syllabus for elementary Mathematics from school. It will help you to cover the majority of the topics included in the exam.
- Learn the important formulas, theorems, and tables.
- Start solving the practice test papers one topic at a time.
- Solve as many mock papers as possible.
- Mark the weak and the strong topics and then practice the topics you are weak at.
- Practice to find out about the various kinds of questions. The same questions might be asked in a different manner in the exam.
Take a look at the tips given below to prepare for Reasoning Ability
- Make sure that you start with the most important topics where you will be able to score better.
- Get ready with a time table to prepare for each topic as per their difficulty level.
- Prepare a not for significant steps and points for solving questions.
- Take a thorough look at the example and practice as many questions as you can.
- Avoid starting a topic at the last moment.
- Revise on a regular basis.
To prepare for Computer Awareness, you will have to follow the given pointers.
- Solve quizzes on computers on a regular basis.
- Practice on the desktop to get an understanding of the basics.
- Learn the shortcuts on the keyboard and the use of Microsoft Office. This will help in gaining practical knowledge.
- Get references from the academic books to secure some general knowledge about computer hardware and software.
- Write down the important points that are associated with the topic and go through them regularly.
- Get a basic understanding of the computer system and its function.
The tips to study general awareness has been given below.
- Study this for one hour every day.
- Opt for quizzes to get an idea as to how much knowledge you have.
- Read magazines and newspapers to know about the current affairs.
- Revise on a regular basis.
- Go through the textbooks of Geography and History from class 10.
Look at how you can prepare for the English Language.
- Read newspapers and books for bank exams on a daily basis.
- Keep a record of a new word you learn and try to use it when you write.
- Write as much as possible as it will help in enhancing your grammar.
- Talk to people in English as it will help in speeding up the English thinking process.
- Concentrate on prepositions, antonyms, synonyms, tenses, conjunctions, and others.
- Start watching English movies or series which will help with your vocabulary and grammar.
HOW TO APPLY FOR BANK EXAMINATION AFTER GRADUATION?
The first step to the application is the application form. You can fill it online or offline. Make sure that you fill in all the right details. This is because if you put in the wrong information, you might be disqualified from the examination and you will lose out on a chance.
It is easy to fill an application form online and the process is complete within a few minutes and will reduce your workload. The online form is available on IBPS website. It will contain the easy steps to fill in the details. However, this might be a problem for people who are not aware of the technique. Since there is no option to modify after the submission of the form, many people tend to avoid it. You can check the IBPS Notification to get more details on the application process.
Before you apply for the exam online, you need the following documents.
- Soft copy of the photo and signature to be put in the required category
- Keep your document for the payment source in hand to make an online payment.
- Keep a valid email ID. This where you will be sent the registration number, the password, and the call letters. In case you do not have one, make sure you create on before filling the online application form.
- Also check out types of development banks
Prior to applying for the exam, make sure you meet the eligibility criteria.
The steps to fill an online application form has been given below.
- Visit the official website, www.ibps.in.
- Choose the post column present on the sidebar present on the left side and press Enter.
- You will find a link for applying online.
- Thereafter, you will be taken to a window where you will have to put in the registration details for generating ID and password. Now, fill the application form.
- Log in to choose the exam for which you would like to apply.
- Upload the photo and signature. This has to be a scanned copy and should cater to the format and size that has been mentioned there.
- Now, make the payment using your credit card, debit card, or net banking.
- After the complete payment process, check the IBPS application form details. Make changes if needed and click on submit.
- Take a print out of the application and also save this on the computer for added security.
Now, that you know everything about banking exams, start preparing and be confident. Make sure that you work hard and score as high as possible.